/* ========================================
   CentBank - Premium Digital Banking
   Style Sheet
   ======================================== */

/* CSS Variables */
:root {

    /* First Color scheme */
    /* --color-primary: #D4AF37;
    --color-primary-dark: #B8960C;
    --color-primary-light: #E8CC6A;
    --color-black: #0A0A0A;
    --color-dark: #141414;
    --color-dark-gray: #1A1A1A;
    --color-gray: #2A2A2A;
    --color-medium-gray: #6B6B6B;
    --color-light-gray: #A0A0A0;
    --color-off-white: #F5F5F5;
    --color-white: #FFFFFF;
    --color-success: #22C55E;
    --color-error: #EF4444; */

    /* second color scheme */
    /* Primary (green brand) */
    --color-primary: #10B981;
    --color-primary-dark: #059669;
    --color-primary-light: #34D399;

    /* Background scale */
    --color-black: #0F172A;        /* main background */
    --color-dark: #1E293B;         /* surfaces */
    --color-dark-gray: #1E293B;    /* cards */
    --color-gray: #334155;         /* borders */

    /* Neutral text scale */
    --color-medium-gray: #94A3B8;  /* secondary text */
    --color-light-gray: #64748B;   /* muted text */
    --color-off-white: #F8FAFC;    /* main text */
    --color-white: #FFFFFF;        /* true white (use sparingly) */

    /* Semantic */
    --color-success: #10B981;
    --color-error: #EF4444;

      /* Main backgrounds */
    --bg-main: #0F172A;        /* page background */
    --bg-surface: rgba(16, 185, 129, 0.1);     /* cards / sections */
    --bg-elevated: linear-gradient(135deg, #10B981, #059669);;    /* login button etc */

    /* Subtle variations */
    --bg-hover: rgba(255, 255, 255, 0.05);
    --bg-active: rgba(255, 255, 255, 0.08);

    /* Inputs */
    --bg-input: #0F172A;

    /* Optional overlays */
    --bg-overlay: rgba(0, 0, 0, 0.6);


    /* Typography */
    --font-display: 'Playfair Display', Georgia, serif;
    --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;

    /* Spacing */
    --spacing-xs: 0.25rem;
    --spacing-sm: 0.5rem;
    --spacing-md: 1rem;
    --spacing-lg: 1.5rem;
    --spacing-xl: 2rem;
    --spacing-2xl: 3rem;
    --spacing-3xl: 4rem;
    --spacing-4xl: 6rem;

    /* Border Radius */
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --radius-2xl: 24px;
    --radius-full: 9999px;

    /* Transitions */
    --transition-fast: 150ms ease;
    --transition-base: 250ms ease;
    --transition-slow: 400ms ease;

    /* Shadows */
    --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    --shadow-glow: 0 0 40px rgba(212, 175, 55, 0.15);
}

/* Reset & Base */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.6;
    color: var(--color-black);
    background-color: var(--color-white);
    overflow-x: hidden;
}

body.menu-open {
    overflow: hidden;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-base);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul, ol {
    list-style: none;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

/* Container */
.container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 var(--spacing-xl);
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    font-weight: 600;
    line-height: 1.2;
    color: var(--color-black);
}

h1 { font-size: clamp(2.5rem, 5vw, 4rem); }
h2 { font-size: clamp(2rem, 4vw, 3rem); }
h3 { font-size: clamp(1.5rem, 3vw, 2rem); }
h4 { font-size: clamp(1.25rem, 2vw, 1.5rem); }

.section-label {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
    font-size: 0.875rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--color-primary);
    margin-bottom: var(--spacing-md);
}

.section-label::before {
    content: '';
    width: 24px;
    height: 2px;
    background: var(--color-primary);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    padding: 0.875rem 1.75rem;
    font-size: 0.9375rem;
    font-weight: 600;
    border-radius: var(--radius-md);
    transition: var(--transition-base);
    cursor: pointer;
    white-space: nowrap;
}

.btn-primary {
    background: var(--color-primary);
    color: var(--color-black);
}

.btn-primary:hover {
    background: var(--color-primary-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-secondary {
    background: var(--color-black);
    color: var(--color-white);
}

.btn-secondary:hover {
    background: var(--color-dark);
    transform: translateY(-2px);
}

.btn-ghost {
    font-size: 0.9rem;
    color: #555;
}

.btn-ghost:hover {
    /* color: #D4AF37; */
    color: var(--color-primary);
}

.btn-outline {
    background: transparent;
    color: var(--color-black);
    border: 2px solid var(--color-black);
}

.btn-outline:hover {
    background: var(--color-black);
    color: var(--color-white);
}

.btn-lg {
    padding: 1rem 2.25rem;
    font-size: 1rem;
}

/* ========================================
   Header
   ======================================== */
.header {
    position: fixed;
    top: 16px;
    left: 50%;
    transform: translateX(-50%);
    width: calc(100% - 40px);
    max-width: 1280px;
    z-index: 1000;

    background: rgba(255, 255, 255, 0.75);
    backdrop-filter: blur(18px);

    border-radius: 14px;
    border: 1px solid rgba(0,0,0,0.06);

    box-shadow: 0 10px 40px rgba(0,0,0,0.08);

    transition: all 0.3s ease;
}

/* Scroll State */
.header.scrolled {
    top: 10px;
    background: rgba(255,255,255,0.6);
    box-shadow: 0 15px 50px rgba(0,0,0,0.12);
}

/* Container */
.header-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.8rem 1.5rem;
}

/* Logo */
.logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.logo-icon {
    display: flex;
    align-items: center;
    justify-content: center;
}

.logo-text {
    font-size: 1.4rem;
    font-weight: 700;
    letter-spacing: -0.02em;
}

.logo-highlight {
    /* background: linear-gradient(135deg, #D4AF37, #B8960C); */
    background: linear-gradient(135deg, #10B981, #059669);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* Navigation */
.nav {
    display: flex;
    align-items: center;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav-link {
    font-size: 0.95rem;
    font-weight: 500;
    color: #555;
    position: relative;
    padding: 6px 0;
    transition: all 0.3s ease;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -6px;
    left: 50%;
    width: 0%;
    height: 2px;
    /* background: linear-gradient(90deg, transparent, #D4AF37, transparent); */
    background: linear-gradient(90deg, transparent, var(--color-primary), transparent);
    transform: translateX(-50%);
    transition: width 0.3s ease;
}

.nav-link:hover {
    color: #000;
}

.nav-link:hover::after {
    width: 100%;
}

/* Dropdown Menu */
.has-dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: calc(100% + 14px);
    left: 50%;
    transform: translateX(-50%) translateY(10px);

    width: 560px;
    padding: 1.5rem;

    border-radius: 16px;

    background: rgba(255,255,255,0.85);
    backdrop-filter: blur(20px);

    box-shadow: 0 30px 80px rgba(0,0,0,0.12);
    border: 1px solid rgba(0,0,0,0.05);

    opacity: 0;
    visibility: hidden;

    transition: all 0.3s ease;
}

.has-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(0);
}

.dropdown-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
}

.dropdown-section h4 {
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #999;
    margin-bottom: 0.75rem;
}

.dropdown-link {
    display: flex;
    gap: 0.9rem;
    padding: 0.6rem;
    border-radius: 10px;
    transition: all 0.25s ease;
}

.dropdown-link:hover {
    background: rgba(212,175,55,0.08);
    transform: translateX(4px);
}

.dropdown-icon {
    width: 40px;
    height: 40px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: rgba(212,175,55,0.1);
    border-radius: 10px;

    color: #D4AF37;
    transition: all 0.3s ease;
}

.dropdown-link:hover .dropdown-icon {
    background: #D4AF37;
    color: #000;
    transform: scale(1.1);
}

.dropdown-link strong {
    font-size: 0.9rem;
    color: #000;
}

.dropdown-link small {
    font-size: 0.8rem;
    color: #666;
}

/* Divider between columns */
.dropdown-section:not(:last-child)::after {
    content: '';
    position: absolute;
    right: -12px;
    top: 0;
    width: 1px;
    height: 100%;
    background: rgba(0,0,0,0.05);
}

/* Header Actions */
.header-actions {
    display: flex;
    align-items: center;
    gap: 0.6rem;
}

.header-nav li {
    display: inline-block;
}

/* Mobile Menu Button */
.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: var(--spacing-sm);
}

.mobile-menu-btn span {
    display: block;
    width: 24px;
    height: 2px;
    /* background: var(--color-black); */
    transition: var(--transition-fast);
    background: #000;
}

/* ========================================
   Hero Section
   ======================================== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding-top: 100px;
    padding-bottom: 45px;
    overflow: hidden;
    background: linear-gradient(135deg, var(--color-white) 0%, var(--color-off-white) 50%, #FBF8EF 100%);
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 60%;
    height: 100%;
    background: radial-gradient(ellipse at center right, rgba(212, 175, 55, 0.08) 0%, transparent 70%);
    pointer-events: none;
}

.hero-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-4xl);
    align-items: center;
    max-width: 1440px;
    margin: 0 auto;
    padding: 0 var(--spacing-xl);
    margin-top: 25px;
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-badges {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-xl);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
    padding: 0.5rem 1rem;
    background: var(--color-black);
    color: var(--color-white);
    border-radius: var(--radius-full);
    font-size: 0.8125rem;
    font-weight: 600;
}

.hero-badge.gold {
    background: var(--color-primary);
    color: var(--color-black);
}

.hero-title {
    font-size: clamp(2.75rem, 5.5vw, 4.5rem);
    font-weight: 700;
    line-height: 1.1;
    margin-bottom: var(--spacing-lg);
}

.hero-title .highlight {
    color: var(--color-primary);
    position: relative;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--color-medium-gray);
    max-width: 520px;
    margin-bottom: var(--spacing-2xl);
    line-height: 1.7;
}

.hero-cta {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-3xl);
}

.hero-trust {
    display: flex;
    align-items: center;
    gap: var(--spacing-lg);
    padding-top: var(--spacing-xl);
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}

.trust-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.trust-icon {
    width: 20px;
    height: 20px;
    color: var(--color-success);
}

.trust-text {
    font-size: 0.875rem;
    color: var(--color-medium-gray);
}

/* Hero Visual */
.hero-visual {
    position: relative;
    height: 600px;
    margin-top: -45px;
}

.hero-card {
    position: absolute;
    background: var(--color-white);
    border-radius: var(--radius-xl);
    box-shadow: 0 30px 60px -15px rgba(0, 0, 0, 0.15);
    overflow: hidden;
    transition: var(--transition-slow);
}

.hero-card {
    transform: translateY(0);
}

.hero-card:hover {
    transform: translateY(-8px) scale(1.02);
}

.hero-card-main {
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 320px;
    padding: var(--spacing-xl);
    z-index: 2;
    background: linear-gradient(145deg, var(--color-black) 0%, var(--color-dark) 100%);
    color: var(--color-white);
}

.hero-card-main:hover {
    transform: translate(-50%, calc(-50% - 8px));
}

.card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: var(--spacing-2xl);
}

.card-logo {
    font-family: var(--font-display);
    font-size: 1.25rem;
    font-weight: 700;
}

.card-chip {
    width: 45px;
    height: 35px;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    border-radius: var(--radius-sm);
}

.card-balance-label {
    font-size: 0.75rem;
    color: var(--color-light-gray);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: var(--spacing-xs);
}

.card-balance {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: var(--spacing-xl);
}

.card-details {
    display: flex;
    justify-content: space-between;
    padding-top: var(--spacing-lg);
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.card-detail-label {
    font-size: 0.625rem;
    color: var(--color-light-gray);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 2px;
}

.card-detail-value {
    font-size: 0.875rem;
    font-weight: 600;
}

/* Floating Cards */
.hero-card-float {
    padding: var(--spacing-lg);
    width: 200px;
    /* z-index: 4; */
}

.hero-card-float.card-1 {
    /* top: 10%;
    right: 20%; */
    top: 6%;
    right: 4%;
    z-index: 4;
    animation: float1 6s ease-in-out infinite;
}

.hero-card-float.card-2 {
    /* bottom: 15%;
    left: 5%; */
    bottom: 9%;
    left: -2%;
    animation: float2 7s ease-in-out infinite;
}

.hero-card-float.card-3 {
    /* bottom: 25%;
    right: 5%; */
    bottom: 6%;
    right: 1%;
    z-index: 4;
    animation: float3 5s ease-in-out infinite;
}

.float-card-icon {
    width: 48px;
    height: 48px;
    /* background: rgba(212, 175, 55, 0.1); */
    background: var(--bg-surface);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
    margin-bottom: var(--spacing-md);
}

.float-card-title {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-black);
    margin-bottom: var(--spacing-xs);
}

.float-card-value {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary);
}

.float-card-value.positive {
    color: var(--color-success);
}

@keyframes float1 {
    0%, 100% { transform: translateY(0) translateX(0); }
    50% { transform: translateY(-15px) translateX(0); }
}

@keyframes float2 {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(15px); }
}

@keyframes float3 {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-10px) rotate(2deg); }
}

/* ========================================
   Stats Section
   ======================================== */
.stats {
    padding: var(--spacing-4xl) 0;
    background: var(--color-white);
    border-top: 1px solid rgba(0, 0, 0, 0.05);
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--spacing-xl);
}

.stat-card {
    text-align: center;
    padding: var(--spacing-xl);
    background: var(--color-off-white);
    border-radius: var(--radius-xl);
    position: relative;
    overflow: hidden;
}

.stat-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--color-primary);
    transform: scaleX(0);
    transition: var(--transition-base);
}

.stat-card:hover::before {
    transform: scaleX(1);
}

.stat-icon {
    width: 48px;
    height: 48px;
    margin: 0 auto var(--spacing-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
}

.stat-value {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-black);
    margin-bottom: var(--spacing-xs);
}

.stat-label {
    font-size: 0.875rem;
    color: var(--color-medium-gray);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

/* ========================================
   Services Section
   ======================================== */
.services {
    padding: var(--spacing-4xl) 0;
    background: var(--color-white);
}

.services-header {
    text-align: center;
    max-width: 640px;
    margin: 0 auto var(--spacing-3xl);
}

.services-header h2 {
    margin-bottom: var(--spacing-md);
}

.services-header p {
    color: var(--color-medium-gray);
    font-size: 1.125rem;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xl);
}

.service-card {
    position: relative;
    padding: var(--spacing-2xl);
    background: var(--color-off-white);
    border-radius: var(--radius-xl);
    overflow: hidden;
    transition: var(--transition-base);
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 4px;
    height: 100%;
    background: var(--color-primary);
    transform: scaleY(0);
    transition: var(--transition-base);
}

.service-card:hover {
    background: var(--color-white);
    box-shadow: 0 20px 40px -15px rgba(0, 0, 0, 0.1);
    transform: translateY(-4px);
}

.service-card:hover::before {
    transform: scaleY(1);
}

.service-card.featured {
    grid-column: span 2;
    background: linear-gradient(135deg, var(--color-black) 0%, var(--color-dark) 100%);
    color: var(--color-white);
}

.service-card.featured h3,
.service-card.featured p {
    color: var(--color-white);
}

.service-card.featured .service-icon {
    /* background: rgba(212, 175, 55, 0.2); */
    background: var(--bg-surface);
}

.service-icon {
    width: 64px;
    height: 64px;
    /* background: rgba(212, 175, 55, 0.1); */
    background: var(--bg-surface);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
    margin-bottom: var(--spacing-lg);
}

.service-card h3 {
    font-size: 1.5rem;
    margin-bottom: var(--spacing-md);
    font-family: var(--font-display);
}

.service-card p {
    color: var(--color-medium-gray);
    margin-bottom: var(--spacing-lg);
}

.service-features {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-md);
}

.service-feature {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    padding: 0.375rem 0.75rem;
    /* background: rgba(212, 175, 55, 0.1); */
    background: var(--bg-surface);
    border-radius: var(--radius-full);
    font-size: 0.8125rem;
    font-weight: 500;
    color: var(--color-primary);
}

.service-card.featured .service-feature {
    /* background: rgba(212, 175, 55, 0.2); */
    background: var(--bg-surface);
}

/* ========================================
   Why Choose Section
   ======================================== */
.why-choose {
    padding: var(--spacing-4xl) 0;
    background: linear-gradient(135deg, var(--color-black) 0%, var(--color-dark) 100%);
    color: var(--color-white);
}

.why-choose h2 {
    color: var(--color-white);
    text-align: center;
    margin-bottom: var(--spacing-md);
}

.why-choose-subtitle {
    text-align: center;
    color: var(--color-light-gray);
    max-width: 640px;
    margin: 0 auto var(--spacing-3xl);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-xl);
}

.feature-card {
    padding: var(--spacing-xl);
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-xl);
    transition: var(--transition-base);
}

.feature-card:hover {
    background: rgba(255, 255, 255, 0.06);
    /* background: var(--bg-surface); */
    /* border-color: rgba(212, 175, 55, 0.3); */
    border-color: var(--bg-surface);
    transform: translateY(-4px);
}

.feature-icon {
    width: 56px;
    height: 56px;
    /* background: rgba(212, 175, 55, 0.1); */
    background: var(--bg-surface);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
    margin-bottom: var(--spacing-lg);
}

.feature-card h4 {
    color: var(--color-white);
    margin-bottom: var(--spacing-sm);
    font-family: var(--font-body);
    font-weight: 600;
}

.feature-card p {
    color: var(--color-light-gray);
    font-size: 0.9375rem;
}

/* ========================================
   Testimonials Section
   ======================================== */
.testimonials {
    padding: var(--spacing-4xl) 0;
    background: var(--color-white);
}

.testimonials-header {
    text-align: center;
    margin-bottom: var(--spacing-3xl);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-xl);
}

.testimonial-card {
    padding: var(--spacing-xl);
    background: var(--color-off-white);
    border-radius: var(--radius-xl);
    border: 1px solid transparent;
    transition: var(--transition-base);
}

.testimonial-card:hover {
    border-color: var(--color-primary);
    box-shadow: var(--shadow-lg);
}

.testimonial-stars {
    display: flex;
    gap: 2px;
    color: var(--color-primary);
    margin-bottom: var(--spacing-md);
}

.testimonial-text {
    font-size: 1rem;
    line-height: 1.7;
    color: var(--color-black);
    margin-bottom: var(--spacing-lg);
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
}

.testimonial-avatar {
    width: 48px;
    height: 48px;
    background: var(--color-primary);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    color: var(--color-black);
}

.testimonial-name {
    font-weight: 600;
    color: var(--color-black);
}

.testimonial-role {
    font-size: 0.875rem;
    color: var(--color-medium-gray);
}

/* ========================================
   CTA Section
   ======================================== */
.cta {
    padding: var(--spacing-4xl) 0;
    /* background: linear-gradient(135deg, #FBF8EF 0%, var(--color-off-white) 100%); */
    background: var(--bg-surface);
}

.cta-container {
    text-align: center;
    max-width: 720px;
    margin: 0 auto;
}

.cta h2 {
    margin-bottom: var(--spacing-md);
}

.cta p {
    font-size: 1.125rem;
    color: var(--color-medium-gray);
    margin-bottom: var(--spacing-2xl);
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: var(--spacing-md);
}

/* Primary CTA */
.header .btn-primary {
    padding: 0.5rem 1.2rem;
    font-size: 0.9rem;

    /* background: linear-gradient(135deg, #D4AF37, #B8960C); */
    background: var(--bg-elevated);
    color: #000;

    border-radius: 8px;

    /* box-shadow: 0 10px 25px rgba(212,175,55,0.25); */
    box-shadow: var(--bg-surface);

    transition: all 0.3s ease;
}

.header .btn-primary:hover {
    transform: translateY(-2px);
    /* box-shadow: 0 15px 35px rgba(212,175,55,0.35); */
    box-shadow: var(--bg-surface);
}

/* ========================================
   Footer
   ======================================== */
.footer {
    background: var(--color-black);
    color: var(--color-white);
}

.footer-top {
    padding: var(--spacing-4xl) 0;
}

.footer-grid {
    display: grid;
    /* grid-template-columns: 2fr repeat(4, 1fr); */
    grid-template-columns: 2fr repeat(3, 1fr);
    gap: var(--spacing-2xl);
}

.footer-brand .logo {
    margin-bottom: var(--spacing-lg);
}

.footer-brand .logo-text {
    color: var(--color-white);
}

.footer-tagline {
    color: var(--color-light-gray);
    margin-bottom: var(--spacing-lg);
    max-width: 300px;
}

.footer-social {
    display: flex;
    gap: var(--spacing-md);
}

.social-link {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.05);
    border-radius: var(--radius-md);
    color: var(--color-light-gray);
    transition: var(--transition-fast);
}

.social-link:hover {
    background: var(--color-primary);
    color: var(--color-black);
}

.footer-links h4 {
    font-size: 0.875rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--color-white);
    margin-bottom: var(--spacing-lg);
    font-family: var(--font-body);
}

.footer-links ul {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
}

.footer-links a {
    color: var(--color-light-gray);
    font-size: 0.9375rem;
    transition: var(--transition-fast);
}

.footer-links a:hover {
    color: var(--color-primary);
}

.footer-bottom {
    padding: var(--spacing-lg) 0;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-bottom p {
    font-size: 0.875rem;
    color: var(--color-light-gray);
}

.footer-regulatory {
    font-size: 0.75rem !important;
    max-width: 600px;
    text-align: right;
}

.footer-company-text {
    margin-top: var(--spacing-lg);
}

.footer-company-text p {
    color: var(--color-light-gray);
    font-size: 0.92rem;
    line-height: 1.8;
    margin-bottom: var(--spacing-md);
    /* max-width: 420px; */
}

.footer-company-text p:last-child {
    margin-bottom: 0;
}

/* ========================================
   Page Headers
   ======================================== */
.page-header {
    padding: calc(100px + var(--spacing-4xl)) 0 var(--spacing-4xl);
    background: linear-gradient(135deg, var(--color-black) 0%, var(--color-dark) 100%);
    color: var(--color-white);
    text-align: center;
}

.page-header h1 {
    color: var(--color-white);
    margin-bottom: var(--spacing-md);
}

.page-header p {
    color: var(--color-light-gray);
    font-size: 1.25rem;
    max-width: 600px;
    margin: 0 auto;
}

/* ========================================
   About Page
   ======================================== */
.about-section {
    padding: var(--spacing-4xl) 0;
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-4xl);
    align-items: center;
}

.about-content h2 {
    margin-bottom: var(--spacing-lg);
}

.about-content p {
    color: var(--color-medium-gray);
    margin-bottom: var(--spacing-lg);
    font-size: 1.0625rem;
    line-height: 1.8;
}

.about-image {
    position: relative;
    height: 500px;
    background: var(--color-off-white);
    border-radius: var(--radius-2xl);
    overflow: hidden;
}

.about-image-placeholder {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
}

.about-image-placeholder svg {
    width: 120px;
    height: 120px;
    color: var(--color-black);
    opacity: 0.3;
}

/* Mission / Vision / Values grid */
.about-values-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-xl);
}

/* Tablet */
@media (max-width: 1024px) {
    .about-values-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* Mobile */
@media (max-width: 640px) {
    .about-values-grid {
        grid-template-columns: 1fr;
    }
}

/* Team Section */
.team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--spacing-xl);
    margin-top: var(--spacing-3xl);
}

.team-card {
    text-align: center;
}

.team-avatar {
    width: 120px;
    height: 120px;
    margin: 0 auto var(--spacing-lg);
    background: var(--color-off-white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    font-weight: 700;
    color: var(--color-primary);
}

.team-card h4 {
    font-size: 1.125rem;
    margin-bottom: var(--spacing-xs);
    font-family: var(--font-body);
}

.team-card p {
    font-size: 0.875rem;
    color: var(--color-medium-gray);
}

/* ========================================
   Services Page
   ======================================== */
.services-page-section {
    padding: var(--spacing-4xl) 0;
}

.services-page-section:nth-child(even) {
    background: var(--color-off-white);
}

.service-detail-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-4xl);
    align-items: center;
}

.service-detail-grid.reverse {
    direction: rtl;
}

.service-detail-grid.reverse > * {
    direction: ltr;
}

.service-detail-content h2 {
    margin-bottom: var(--spacing-lg);
}

.service-detail-content p {
    color: var(--color-medium-gray);
    margin-bottom: var(--spacing-lg);
    line-height: 1.8;
}

.service-detail-features {
    display: grid;
    gap: var(--spacing-md);
}

.service-detail-feature {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-md);
}

.service-detail-feature-icon {
    width: 24px;
    height: 24px;
    color: var(--color-success);
    flex-shrink: 0;
    margin-top: 2px;
}

.service-detail-feature-text strong {
    display: block;
    margin-bottom: var(--spacing-xs);
}

.service-detail-feature-text span {
    font-size: 0.9375rem;
    color: var(--color-medium-gray);
}

.service-visual {
    height: 400px;
    background: var(--color-off-white);
    border-radius: var(--radius-2xl);
    display: flex;
    align-items: center;
    justify-content: center;
}

.service-visual-icon {
    width: 100px;
    height: 100px;
    color: var(--color-primary);
    opacity: 0.5;
}

/* ========================================
   Contact Page
   ======================================== */
.contact-section {
    padding: var(--spacing-4xl) 0;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: var(--spacing-4xl);
}

.contact-info h2 {
    margin-bottom: var(--spacing-lg);
}

.contact-info > p {
    color: var(--color-medium-gray);
    margin-bottom: var(--spacing-2xl);
}

.contact-methods {
    display: grid;
    gap: var(--spacing-lg);
}

.contact-method {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-md);
    padding: var(--spacing-lg);
    background: var(--color-off-white);
    border-radius: var(--radius-lg);
}

.contact-method-icon {
    width: 48px;
    height: 48px;
    background: rgba(212, 175, 55, 0.1);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-primary);
    flex-shrink: 0;
}

.contact-method h4 {
    font-size: 1rem;
    font-family: var(--font-body);
    margin-bottom: var(--spacing-xs);
}

.contact-method p {
    color: var(--color-medium-gray);
    font-size: 0.9375rem;
}

/* Contact Form */
.contact-form-container {
    background: var(--color-off-white);
    padding: var(--spacing-2xl);
    border-radius: var(--radius-2xl);
}

.contact-form h3 {
    margin-bottom: var(--spacing-xl);
}

.form-group {
    margin-bottom: var(--spacing-lg);
}

.form-group label {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: var(--spacing-sm);
    color: var(--color-black);
}

.form-group input,
.form-group textarea,
.form-group select {
    width: 100%;
    padding: 0.875rem 1rem;
    border: 2px solid transparent;
    background: var(--color-white);
    border-radius: var(--radius-md);
    font-family: var(--font-body);
    font-size: 1rem;
    transition: var(--transition-fast);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--color-primary);
}

.form-group textarea {
    min-height: 120px;
    resize: vertical;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-lg);
}

.contact-form .btn {
    width: 100%;
}

/* ========================================
   Responsive Design
   ======================================== */
@media (max-width: 1200px) {
    .hero-container {
        grid-template-columns: 1.2fr 1fr;
    }

    .hero-visual {
        height: 500px;
    }

    .hero-card-main {
        width: 280px;
    }
}

@media (max-width: 992px) {
    .nav,
    .header-actions {
        display: none;
    }

    .mobile-menu-btn {
        display: flex;
    }

    .hero-container {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-visual {
        display: none;
    }

    .hero-subtitle {
        margin-left: auto;
        margin-right: auto;
    }

    .hero-cta {
        justify-content: center;
    }

    .hero-trust {
        justify-content: center;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .service-card.featured {
        grid-column: span 1;
    }

    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-brand {
        grid-column: span 2;
    }

    .about-grid,
    .service-detail-grid,
    .contact-grid {
        grid-template-columns: 1fr;
    }

    .service-detail-grid.reverse {
        direction: ltr;
    }

    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .container {
        padding: 0 var(--spacing-md);
    }

    .hero {
        padding-top: 80px;
    }

    .stats-grid {
        grid-template-columns: 1fr;
    }

    .features-grid {
        grid-template-columns: 1fr;
    }

    .cta-buttons {
        flex-direction: column;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .footer-brand {
        grid-column: span 1;
    }

    .footer-bottom-content {
        flex-direction: column;
        gap: var(--spacing-md);
        text-align: center;
    }

    .footer-regulatory {
        text-align: center;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .team-grid {
        grid-template-columns: 1fr;
    }
}

/* ========================================
   Mobile Navigation
   ======================================== */
@media (max-width: 992px) {
    /* .nav {
        position: fixed;
        top: 84px;
        left: 12px;
        right: 12px;
        bottom: 12px;

        background: rgba(255, 255, 255, 0.98);
        backdrop-filter: blur(20px);

        border-radius: 18px;
        border: 1px solid rgba(0, 0, 0, 0.08);
        box-shadow: 0 20px 60px rgba(0, 0, 0, 0.12);

        padding: 1.25rem;
        display: flex;
        flex-direction: column;
        align-items: stretch;
        justify-content: flex-start;
        gap: 1rem;

        overflow-y: auto;
        -webkit-overflow-scrolling: touch;

        opacity: 0;
        visibility: hidden;
        pointer-events: none;
        transform: translateY(-16px);
        transition: opacity 0.3s ease, transform 0.3s ease, visibility 0.3s ease;

        z-index: 999;
    }

    .nav.active {
        opacity: 1;
        visibility: visible;
        pointer-events: auto;
        transform: translateY(0);
    }

    .nav-list {
        width: 100%;
        display: flex;
        flex-direction: column;
        gap: 0.35rem;
    }

    .nav-link {
        display: flex;
        align-items: center;
        justify-content: space-between;
        width: 100%;
        font-size: 1.05rem;
        padding: 0.9rem 0;
        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
    }

    .header-actions {
        display: flex;
        flex-direction: column;
        width: 100%;
        gap: 0.75rem;
        margin-top: 1rem;
        padding-top: 1rem;
        border-top: 1px solid rgba(0, 0, 0, 0.08);
    }

    .header-actions .btn {
        width: 100%;
    } */
    /* ----- */
    
    .mobile-menu-btn {
        display: flex;
        position: relative;
        z-index: 1002;
    }

    .nav {
        position: fixed;
        top: 88px;
        left: 20px;
        right: 20px;
        bottom: 20px;
        background: rgba(255, 255, 255, 0.98);
        backdrop-filter: blur(20px);
        border-radius: 20px;
        border: 1px solid rgba(0, 0, 0, 0.08);
        box-shadow: 0 20px 60px rgba(0, 0, 0, 0.12);
        padding: 1.5rem;
        display: flex;
        flex-direction: column;
        align-items: stretch;
        justify-content: flex-start;
        gap: 1.5rem;
        overflow-y: auto;
        opacity: 0;
        visibility: hidden;
        pointer-events: none;
        transform: translateY(-20px);
        transition: opacity 0.3s ease, transform 0.3s ease, visibility 0.3s ease;
        z-index: 999;
    }

    .nav.active {
        opacity: 1;
        visibility: visible;
        pointer-events: auto;
        transform: translateY(0);
        height: 460px;
    }

    .nav-list {
        width: 100%;
        display: flex;
        flex-direction: column;
        align-items: stretch;
        gap: 0.5rem;
    }

    .nav-item {
        width: 100%;
    }

    .nav-link {
        display: flex;
        align-items: center;
        justify-content: space-between;
        width: 100%;
        font-size: 1.1rem;
        padding: 0.95rem 0;
        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
    }

    .nav-link::after {
        display: none;
    }

    .has-dropdown > .nav-link {
        cursor: pointer;
    }

    .dropdown-menu {
        position: static;
        top: auto;
        left: auto;
        width: 100%;
        transform: none;
        padding: 0.75rem 0 0.25rem;
        margin-top: 0.25rem;
        border-radius: 0;
        background: transparent;
        backdrop-filter: none;
        box-shadow: none;
        border: none;
        opacity: 1;
        visibility: visible;
        display: none;
    }

    .has-dropdown.open .dropdown-menu {
        display: block;
    }

    .dropdown-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    .dropdown-section {
        position: relative;
    }

    .dropdown-section:not(:last-child)::after {
        display: none;
    }

    .dropdown-section h4 {
        margin-bottom: 0.75rem;
    }

    .dropdown-link {
        padding: 0.75rem;
        border-radius: 12px;
        background: rgba(0, 0, 0, 0.03);
        margin-bottom: 0.5rem;
    }

    .dropdown-link:hover {
        transform: none;
    }

    .header-actions {
        display: flex;
        flex-direction: column;
        width: 100%;
        gap: 0.75rem;
        margin-top: auto;
        padding-top: 1rem;
        border-top: 1px solid rgba(0, 0, 0, 0.08);
    }

    .header-actions .btn {
        width: 100%;
    }
}

/* Utility Classes */
.text-center { text-align: center; }
.text-primary { color: var(--color-primary); }
.mb-0 { margin-bottom: 0; }
.mt-lg { margin-top: var(--spacing-lg); }
.hidden { display: none; }



/* --------------------------------- */
/* FAQ Page Styles */
/* --------------------------------- */

.faq-page-section {
    padding: 4rem 0;
    background: var(--bg);
    color: var(--text-primary);
}

.faq-page-section .faq-accordion {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.faq-item {
    background: var(--card-bg);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 4px 12px rgba(0,0,0,0.1);
    transition: all 0.3s ease;
}

.faq-question {
    width: 100%;
    padding: 1.5rem 2rem;
    text-align: left;
    font-size: 1.1rem;
    font-weight: 600;
    background: var(--card-bg);
    border: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    color: var(--text-primary);
}

.faq-question .faq-toggle {
    font-size: 1.5rem;
    transition: transform 0.3s ease;
}

.faq-item.active .faq-question .faq-toggle {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
    padding: 0 2rem;
    background: var(--bg);
}

.faq-answer p {
    padding: 1rem 0;
    color: var(--text-secondary);
    font-size: 1rem;
    line-height: 1.6;
}

/* Page Header */
.page-header {
    text-align: center;
    margin-bottom: 3rem;
}

.page-header .section-label {
    display: inline-block;
    font-weight: 600;
    margin-bottom: 0.5rem;
}

.page-header h1 {
    font-size: 2.5rem;
    margin-bottom: 0.5rem;
}

.page-header p {
    color: var(--text-secondary);
    font-size: 1.1rem;
}

/* CTA Section */
/* .cta {
    padding: 4rem 0;
    background: var(--card-bg);
    text-align: center;
}

.cta h2 {
    font-size: 2rem;
    margin-bottom: 1rem;
}

.cta p {
    font-size: 1.1rem;
    margin-bottom: 2rem;
    color: var(--text-secondary);
}

.cta-buttons .btn {
    margin: 0.5rem;
    padding: 0.75rem 1.5rem;
    border-radius: 8px;
    font-weight: 600;
} */

/* .btn-primary {
    background: var(--bg-accent-gradient);
    color: var(--color-white);
    border: none;
}

.btn-outline {
    border: 2px solid var(--color-primary);
    background: transparent;
    color: var(--color-primary);
} */

/* Responsive */
@media (max-width: 768px) {
    .faq-question {
        font-size: 1rem;
    }
    .faq-answer p {
        font-size: 0.95rem;
    }
}

/* ========================================
   Contact Page
   ======================================== */

.contact-section {
    padding: var(--spacing-4xl) 0;
    background: var(--color-white); /* FIX: ensures not dark */
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-3xl);
    align-items: start;
}

/* Left side info */
.contact-info h2 {
    margin-bottom: var(--spacing-md);
}

.contact-info p {
    color: var(--color-medium-gray);
    margin-bottom: var(--spacing-xl);
}

.contact-items {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-lg);
}

.contact-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
    padding: var(--spacing-lg);
    background: var(--color-off-white);
    border-radius: var(--radius-lg);
}

.contact-icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--bg-surface);
    border-radius: var(--radius-md);
    font-size: 1.2rem;
}

/* Form */
.contact-form-wrapper {
    background: var(--color-white);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(0,0,0,0.05);
}

.contact-form .form-group {
    margin-bottom: var(--spacing-lg);
}

.contact-form label {
    display: block;
    font-weight: 600;
    margin-bottom: var(--spacing-sm);
    color: var(--color-black);
}

.contact-form input,
.contact-form textarea {
    width: 100%;
    padding: 0.875rem 1rem;
    border-radius: var(--radius-md);
    border: 1px solid var(--color-gray);
    background: var(--color-off-white);
    color: var(--bg-elevated);
    font-family: var(--font-body);
    transition: var(--transition-base);
}

.contact-form input:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(16,185,129,0.2);
}

/* Button full width */
.btn-full {
    width: 100%;
}

/* Responsive */
@media (max-width: 900px) {
    .contact-grid {
        grid-template-columns: 1fr;
    }
}