These Terms and Conditions govern your access to and use of FavBank’s website, mobile applications, and related services.
Introduction
Welcome to FavBank. These Terms and Conditions govern your access to and use of FavBank’s website, mobile applications, and related services (the Service). By using the Service, you agree to these terms in full. If you do not agree, please discontinue use immediately.
Services
FavBank provides banking account management, secure login, KYC verification, beneficiary setup, support ticket handling, news and announcements, and payment-related services through third-party providers such as OpenPayd.
Eligibility
You must be legally eligible to form a binding contract, meet the minimum age required in your jurisdiction, and provide accurate information during registration.
Account Registration & KYC
To use FavBank, you must complete registration and KYC verification. We may suspend or terminate accounts if verification fails or information is inaccurate.
User Responsibilities
You are responsible for maintaining account security and complying with all applicable laws. Fraudulent or illegal activity is strictly prohibited.
Payments & Transactions
Transactions may be processed through third-party providers. Processing times and exchange rates may vary depending on provider availability.
Communication & Support
Support is provided through the in-app support system. Important notices may also be sent via email or push notification.
Intellectual Property
All platform content, branding, and software are owned by FavBank or its licensors and are protected under applicable laws.
Suspension & Termination
Accounts may be suspended for policy violations, fraud detection, or regulatory reasons.
Disclaimers & Liability
The Service is provided on an as-is basis without guarantees of uninterrupted availability.
Changes to Terms
We may update these Terms periodically. Continued use of the Service constitutes acceptance of updated Terms.
Governing Law
These Terms are governed by the laws applicable to FavBank’s operating jurisdiction.
Contact
For support or enquiries, contact us through the in-app support system.